Appraisal services for Dothan and Houston County homeowners

The top 7 reasons why Alabama homeowners need Talley Appraisal Services:

Pre-listing appraisals (whether they're selling the home on their own or using a real estate agent)
To challenge your property tax assessment in Alabama
To cut your mortgage payments by removing PMI
Reinstate their Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a divorce in the state of Alabama, when property needs to be divided
Settle an estate in Alabama by determining the true market value of a property


	Own a home in or near Dothan, Alabama and need help determining the price of it? Contact Talley Appraisal Services.

We at Talley Appraisal Services understand the special needs of a customer looking for appraisal services. Our typical business clients are used to the appraisal process and the standard reporting formats. As our non-traditional client, we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our findings.

For Sale by Owner/Pre-Listing Services

It's very hard to be objective about your home because you probably have an emotional attachment to it. The professional appraisers at Talley Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much your house is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value conclusion than yours.

Challenge a property tax assessment

Your local tax assessor may have your house overvalued if you live in an area that's declining. This only means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting a professional appraisal from Talley Appraisal Services is your best weapon.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. At Talley Appraisal Services, we're veterans in helping homeowners just like you remove unnecessary PMI insurance.

HELOC recently frozen?

Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can be inopportune from a cash flow point of view, and destructive to your credit score since it may appear as though that credit line is maxed out. Talley Appraisal Services can help you reinstate your home equity line of credit with a professional appraisal.

We Provide Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for accuracy, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? Talley Appraisal Services offers field reviews where we'll go out and check the subject and comparables in question. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had in the past. Although most review work is requested by lenders for quality control, homeowners that have reason to believe they've been the victim of mortgage fraud are wise to invest in a second opinion.